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The expectation is that OnlyFans will remove adult content in 2022, although probably with more gradual changes to terms and conditions over time instead of the sudden ripping off of the band-aid that it tried earlier in 2021. It’s only if creators become aware of the fact that their low-paying platform could remove adult content in future that they may start making alternative plans. The fact that Unlockd is paying more doesn’t impact the creator for now. There’s an issue of awareness now though because currently, content creators don’t care how much their platform pays in fees. However, not every creator platform is using the low-risk payments providers at the moment, so there are options available for anyone who wants to switch now and guarantee their future as an adult content creator, without paying over the odds. It’s the one that holds out the longest that will win, as they can hoover up the creators who want to move before they switch their rate themselves. But they would need to come together to do so, otherwise, the first one to try it will just lose all their creators to another platform. In order to afford the move, they would likely need to switch from a 20% commission model to a 30% commission model. Those payment providers tend to charge a lot more in fees and will often hold money for longer due to the risks involved with adult payments, and it’s a hit that creator platforms can’t afford to take themselves – shareholders wouldn’t stand for it. OnlyFans Stigma – Sharing Your Success with Loved Ones What’s Likely To Happen in Future?įor the platforms to survive in their current state, they would need to start charging their users a lot more to cover the costs of moving to a payment provider that is happy to work with adult businesses. Why Are The Banks Acting Now?Ī valid question is, why now? What has made the banks change their minds to the point that these platforms are starting to consider pulling their adult content or changing their model?
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Instead, they’ll either need to remove adult content altogether (which is what OnlyFans tried to do), or offer all content for free and make their money in another way, such as through on-site advertising (the AVN Stars approach). It’s causing huge problems to these platforms, and so they’re having to take drastic action to reimagine their business model by stopping selling access to adult content. They either need to switch to a payment processor that is OK with adult content, which will incur heavier costs (which they can’t afford because they haven’t planned for this) or they’re having bank accounts closed too frequently, meaning they can’t maintain a steady business account. But those are the processors that have the lowest fees, and so a lot of content creator platforms have set themselves up with them already.Īnd now, they’re finding that it’s harder to keep that relationship going. Things like revenge porn laws, or ensuring content includes people of legal age only.įor that reason, a lot of the mainstream banks and payment processors don’t want to be involved in anything with ties to sex work, including adult content creation platforms. That’s not because it’s illegal – that would make it simple – but because there are so many gray areas. Of all the things you can sell online, adult photos and videos are probably one of those which has the most legal issues. Adult content is a naturally risky business to be involved in.
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